government loan modification program, government loan modification guidelinesThe government loan modification program is in full force now, and it's going to help the economy by slowing the foreclosures that have been plaguing many housing markets for several years. The housing markets that stand to benefit the most are in California, Florida, Arizona, and Nevada, although virtually anyone who qualifies for the government loan modification guidelines will be able to seek help to lower their house payments so they can afford to stay in their homes. People who have invested in the stock market have lost a lot of money recently, and people who bought real estate at the top of the market back in 2006 are really suffering financial blows. Once the government loan modification program kicks into full velocity, both the housing market and the stock market should come back. The Fed chair expects the recession to end in 2009, and we can only hope. It's been a rough ride for everyone and bringing this economic slide to an end will help everyone recoup their investments, whether stock or real estate, over time.